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Home » Rising wildfire risk drives up WA home insurance costs

Rising wildfire risk drives up WA home insurance costs

June 15, 2026
Ty Beaver
A map of the Tri-Cities highlighting fire-risk zones.

In Benton County, about 73% of all properties are at major risk of wildfires over the next 30 years, according to data from First Street Foundation. In Franklin County, 45% of properties are at moderate risk. Homebuyers can assess homes for wildfire risk on Realtors.com using First Street Foundation’s data.

Courtesy Realtors.com

Wildfire risk and rising disaster costs are pushing home insurance premiums higher across Washington, with some areas seeing steep increases in recent years and further increase expected through 2026.


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