Insurance

Washington State Capitol Building

Lawmakers tackle several women’s health issues related to insurance coverage

Bills would require employers to pay for abortions, contraceptives The debate took four years to hit the Washington Senate floor in early February. The topic was a bill by Sen. Steve Hobbs, D-Lake Stevens, to require an employer that provides health insurance to include contraceptive and abortion coverage at no extra cost to that employee.…

Jolene Johnson started In4ormed Benefits Solutions in 2015 to connect business owners with policies that provide “financial protection and peace of mind.” (Courtesy In4ormed Benefits Solutions)

Entrepreneur aims to help business owners retain, attract workers

Owner of Kennewick’s In4ormed Benefits Solutions says more clients seeking to offer ancillary benefits For as long as Jolene Johnson can remember, she’s had an entrepreneurial spirit. In high school, she worked alongside her parents at the RV park they owned on Snoqualmie Pass, but she learned quickly that she loved helping people much more…

attractive nuisances

How to protect against attractive nuisances to avoid liability

By Beau Ruff If you’ve ever driven past an abandoned house with rusted play equipment in plain sight and thought that it looked like a dangerous trap for unwary children, then you intuitively know about the concept of an “attractive nuisance.” Landowners owe a duty to those who come on their property. The level of…

A growing number of pet owners are buying insurance policies for their furry friends and fueling a $774 million pet health insurance industry. Twelve companies currently offer plans.

Pet health insurance could be money saver for furry friends

Three years ago, Perla Zepeda’s family lost a beloved family member. Their dog, Sandy, had swallowed an unknown object, causing internal damage. She was rushed to an emergency veterinary hospital in Yakima, but doctors couldn’t save her. “We grieved for about three months,” Zepeda said. They also faced more than $1,000 in veterinary bills. Shortly…

Irrevocable life insurance trust can be effective planning strategy for business owners

By Beau Ruff Business owners are particularly sensitive to cash flow and liquidity needs. This can be especially true of the business owner’s estate after death. The estate needs cash to continue business operations and to pay potential estate taxes. Life insurance can be an effective planning strategy for business owners if properly structured. In…

Storage Unit

Homeowner’s insurance might not cover theft from storage units

By Sean Bassinger Belongings stashed inside self-storage units may not be covered by homeowner or renter insurance policies if anything gets stolen or damaged. Policies that cover items at off-site storage units may have limits in place as well, according to the state Office of the Insurance Commissioner. It’s good information to find out before…

Criminal Investigations Unit detectives and analysts with the state Office of the Insurance Commissioner serve a search warrant at a business office. The CIU is staffed by two prosecutors, two criminal analysts, a detective sergeant, an administrative assistant and a team of detectives who identify and investigate insurance fraud by organizations and individuals, including medical fraud, staged auto collisions, property, inflated bodily injury claims and other types of fraud. (Courtesy state Office of the Insurance Commissioner)

Special criminal investigations unit takes aim at insurance fraud

Ten percent of all insurance claims are fraudulent. And 10 percent of the cost of all premiums is due to fraud. This number is likely to increase as insurance fraud cases continue to grow, said Mark Couey, director of the Criminal Investigations Unit at the state Office of the Insurance Commissioner. [blockquote quote=”To report insurance…

Long Term Care Policies

Washington’s partnership with insurance agencies strengthens long-term care policies

In their mid-20s, at a time when Todd and Daydra Bauman’s biggest worry should have been paying off student loan debt or saving up for their first home, the couple faced the unthinkable. A rare illness debilitated the 27-year-old Daydra. “A normal body can detect what’s good and what’s bad,” said Todd Bauman. “Her body…

IFC Insurance

Pasco’s IFC Insurance celebrates 45 years in business

The Williams family has been watching out for wellbeing of Tri-Citians for 45 years. In 1971, John R. “Jack” Williams founded Insurance and Financial Consultants, Inc., selling life insurance, annuities, investment products, health insurance and employee benefit packages. He’d already been an insurance agent for several years, working for State Farm Insurance. “But their focus…

Insurance

Renters at risk if they forego Renters Insurance

If your rented home or apartment is destroyed by fire, or all of your possessions are stolen by thieves, will be relieved that you are protected by Renters Insurance or left with few good options because you didn’t purchase it? In Washington state, about 47 percent of all residents rent a home or apartment, according…

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September 21 - September 23

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September 21 @ 5:00 pm - 11:00 pm

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