Bankruptcies are filed under the following chapter headings:

Chapter 7 — Straight Bankruptcy: debtor gives up non-exempt property and debt is charged.

Chapter 11 — Allows companies and individuals to restructure debts to repay them.

Chapter 12 — Allows family farmers or fishermen to restructure finances to avoid liquidation for foreclosure.

Chapter 13 — Plan is devised by the individual to pay a percentage of debt based on ability to pay. All disposable income must be used to pay debts.

Information provided by the U.S. Bankruptcy Court in Spokane.

CHAPTER 7

Lori Ann Thomas, 1410 Mahan Ave., Richland.

Clyde M. Reed, 3918 Charleston Lane, Pasco.

Alexandru C. Gilca, 3604 Nottingham Drive, Richland.

Luis A. Mendoza, 1804 W. 21st Ave., Kennewick.

Lucio A. Nemecio, 51 N. Edison St., Kennewick.

Michelle L. Chapa, 3312 S. Jean St., Kennewick.

Darcy M. Sherman, 727 W. Albany Ave., Kennewick.

Elsa R. Lopez, 1310 W. Fifth Ave., Kennewick.

Jose and Lorena

Hernandez, 1534 E. Spokane St., Pasco.

Ann M. Martinez, 9420 W. Seventh Place, Kennewick.

Tammy L. Pearson, 1963 Saint St., Richland.

Joseph L. Collins, 5100 W. Clearwater Ave., Kennewick.

Larry A. Kirby, 4910 Porlier Lane, Pasco.

Lealon A. Gordon

Sr., PO Box 887, Pasco.

Jennifer L.

Johnson, 1005 Colena St., Prosser.

Rebecca L. Ruff, 7528 W. Umatilla Ave., Kennewick.

April M. Harris, 110 Babs Ave., Benton City.

Joselin S. Astorga, 1600 W. Clark, Suite D, Pasco.

Vaunda L. Olheiser, 1100 S. Sharron St., Kennewick.

Phillip N. Farmer, 1850 Stevens Drive, Richland.

Amanda K. Lindholm, 109 S. Joliet St., Kennewick.

Thomas J. King,

III, 1331 Perkins Ave., Richland.

Jeffrey W. Jonas, 427 E. 15th Place, Kennewick.

Israel Moore, 5820 Westminster Lane, Pasco.

Raynaldo and

Brenda Arevalo, 520 S. Beech, Pasco.

Guadalupe A.

Rivera-Madrigal, PO Box 5715, Pasco.

Michelle E. Hyatt, 555 Cherokee St., Richland.

Joel B. and Marsha

A. Rehfeld, 1816

S. Palouse St., Kennewick.

Refik Cordic, 9315 Chapel Hill Blvd., Pasco.

Heather Phelps, 4705 S. Jean St., Kennewick.

Franklin D. and

Bethany R. Grayson, 5438 Fern Loop, West Richland.

Jenifer S. Brigbey, 725 N. Pittsburgh St., Kennewick.

Raquel E. Elorza, 141901 W. Buena Vista Road, Prosser.

Oscar Ordaz, 2504 Spruce, Pasco.

Alyssa K. Roberts., 5031 W. Clearwater Ave., Kennewick.

Adrian Alcaraz, 6626 Chapel Hill Blvd., Pasco.

Leah T. Linden, 6626 Chapel Hill Blvd., Pasco.

Troy P. Hatfield, PO Box 127, Moses Lake.

Karen Ward, 815 Main St., Prosser.

CHAPTER 13

Jose L. Garcia, 4312 Valencia Drive, Pasco.

Terry Fortner and

Sharon K. Slaight, 4725 W. Grand Ronde Ave.,

Kennewick.

Kelly R. Wing, 2005 W. 35th Ave., Kennewick.

Andrea L. Mendez, 6409 Mission Ridge Drive, Pasco.

Casey A. Skinner, 5100 W. Clearwater Ave., Kennewick.

Thomas W. Lindberg, 1712 Birch Ave., Richland.

Jeffrey M. and DaNeill R. Scherer, 2138

Hamilton Ave., Richland.