A $1.5 trillion debt.Owed by 45 millionpeople, or 15 percent of the U.S. population.Backed by the U.S.government, and by extension, taxpayers.Anyone who thinks thiscountry’s growing student debt crisis doesn’t affect them is sorely mistaken.That’s the messagefrom a certified student loan counselor, and he says it’s true for all folkswhether they...