Hoping to jump on some critical home improvement projects in the new year but not sure how to pay for them? You could be eligible for a zero-interest loan from the Tri-Cities HOME Consortium. 

The consortium – made up of the cities of Kennewick, Pasco and Richland – offers loans ranging from $2,000 up to more than $150,000 – for home repairs such as plumbing, furnaces, roofing and more. The loans are for low- to middle-income households, with a family of four earning an annual income of $84,500 or less qualifying. 

Other requirements include the home being the loan recipient’s primary residence, the property being free of objectionable liens, the owner being current on payments, and maintaining homeowners’ insurance. 

More details about the Owner-Occupied Rehabilitation Program and contacts for each city’s representative are available online: https://www.go2kennewick.com/DocumentCenter/View/16242/Rehab-Guidelines-and-Application-English?bidId=