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Home » Authors » Guest Contributor

Articles by Guest Contributor

Paulcasey

The 8 techniques necessary to receive feedback

October 11, 2023
Guest Contributor

Receiving feedback is an important skill that can help you grow personally and professionally. How you handle feedback can impact your relationships, your ability to improve and your overall success.

Remember the QTIP: quit taking it personally. You are still OK, even if some of your behaviors need attention....

Read More
Patrickjones

Recent real wage gains haven’t materialized, but 2023 should be different

October 11, 2023
Guest Contributor

A glance at key dials on the dashboard of the local economy might conclude that last year was a good one. The population in Benton and Franklin counties registered an increase of about 4,400, with the rate outpacing the state. The number of residents employed grew by about...

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Michelleclary

Prepare and plan for how 10-year rule can affect inherited IRAs

October 11, 2023
Guest Contributor

The legislation known as the Secure Act of 2019 changed the tax rules for heirs of an individual retirement account (IRA) from someone who passed away on Jan. 1, 2020, or later.

First, it divided these heirs into three different types: eligible designated beneficiaries (EDB), non-designated beneficiaries (NDB) and...

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Beauruffnew

How to navigate the personal residence capital gains tax trap for seniors

October 11, 2023
Guest Contributor

As a senior citizen ages in her home, she begins to understand a problem that has been brewing for years or decades. The house that she bought many moons ago with her husband has slowly appreciated in value over the years. Maybe she bought it in the 1980s...

Read More
Angiefurubotten

There’s no crystal ball for strategic tax planning but good preparation can help

October 11, 2023
Guest Contributor

Deciding if a Roth conversion is the right thing to do is a challenging decision.

At best, a Roth conversion strategy is an annual puzzle to figure out, hoping for the long-term outcome of reducing lifetime taxes.

At worst, it is speculation and guesswork, effectively a hunch. Where is that...

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Nicholashaberling

Take advantage of Roth conversions in down markets

October 11, 2023
Guest Contributor

The year 2022 was challenging with the U.S. stock market posting a -19% return and the U.S. bond market not far behind at -13%. However, enough time has passed to where it is beneficial to conduct an after-action review. This isn’t an examination of what the ideal investment...

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Krisjohnson

In times like these, employers crave stability and predictability

September 14, 2023
Guest Contributor

Inflation is cooling but gas prices are spiking. Mortgage rates rose above 7% in August for the first time in 22 years, and they might not be done going up. Fears of an imminent recession have diminished, but not disappeared. The labor market remains tight. And for certain...

Read More
Donbrunell

Serving America in uniform is one way to avoid student debt

September 14, 2023
Guest Contributor

With students returning to college campuses, it is time to consider other ways for them to pay for tuition, books and living expenses. Too often, they resort to borrowing.

Student loan forgiveness today is highlighted as the solution when it is only part of the answer. There are other...

Read More
Patrickjones

Covid-19 has infected college-going behavior in the Tri-Cities

September 14, 2023
Guest Contributor

The Covid-19 pandemic ushered in a skepticism of medicine and science among certain segments of society. It appears that it also has introduced a wariness of the value of post-secondary education.

A reluctance to pursue post-secondary education is more pronounced in the greater Tri-Cities than throughout the state.

Benton-Franklin Trends...

Read More
Todd kleppin

Wanted: Mentors ready to invest in young people

September 14, 2023
Guest Contributor

I think we can all agree that the experiences we had growing up built us into the adults we became. To ensure a positive future for our community, we need to provide young people with positive experiences that encourage, empower and equip them to dream and grow to...

Read More
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